How Can You Prepare This Year to Buy a Home Next Year?
Being unprepared when planning to jump into the home buying market won’t cut it. A well mapped out strategy and some careful preparation can help you to avoid critical flaws that can end up costing you thousands of dollars down the road. It literally pays to take the extra time to shore up your finances and figure out exactly what you want and need in a home before placing an offer.
Here are some things you can begin to work on today to make your home buying process a little less stressful.
Look at your finances.

Be honest with yourself and don’t get wrapped up in the excitement of searching for homes until you’re financially ready. Crunch the numbers and set a realistic budget that you can actually adhere to. It’s  not a bad idea to test your new budget by living on it for a month or two to get a feel for what is to come.
Obtain a copy of your credit report.

Even though you may think you are on top of your bills, there’s a chance that some old, forgotten items may show up on your credit report. Check your credit before you begin looking deeply into financing options so you can begin to identify issues that may need fixing. This may also be a good time to inquire with a loan officer about ways to fix credit problems.
Contact Us about Mortgage 101
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